Products & Services
Homeowners Insurance
Insurance coverages we offer for your home include:
- Homeowners and Homeowners plus protection
- Condominium unit-owner's insurance
- Renters insurance
- Personal umbrella liability
- Replacement cost contents protection
- Inland marine personal articles
Auto Insurance
We offer competitive premiums and complete coverage for all your vehicles:
- Preferred and standard auto
- High risk auto
- Motorcycle
- Motor homes
- Camping trailers, travel trailers, utility trailers
Recreational Vehicles:
- All-Terrain Vehicles
- Trail Bikes
- Snowmobiles
- Golf Carts
- Mini Bikes
- Dune Buggies
- Jet Skis and Wet Bikes
- Antique, Classic or Special-Interest Cars
We can insure your motorcycle for a full 12 month term, 3 month or 5 month layup. And did you know that you may qualify for premium credits if you're a member of certain Motorcycle Groups?
Depend on us to provide the coverages you need with competitive premiums. For additional information about the auto coverage we can provide, please contact us.
Life & Health Insurance
We offer you a wide variety of products to meet your needs, the needs of your family and the needs of your business:
Select Choice Term Series
Select Choice Term Series offers you a choice of term lengths and coverage amounts and giving you the maximum amount of coverage for your premium dollar.
Burial Insurance to protect your loved ones from the financial burdens of funeral, burial and final expenses.
First Step
First Step, which provides your children with a base for saving and planning for a lifetime. Coverage is available through age 30, with the option to convert to a permanent life policy at that time.
Select Choice Juvenile Whole Life
Select Choice Juvenile Whole Life prepares your children for the future with low rates and a policy your children can maintain for a lifetime.
We can also help you prepare for your retirement and protect you during periods you can not work due to disability:
The Income Protector Policy safeguards your income and protects you and your family from the worries of disability. Individual Retirement Accounts include both conventional and ROTH, so you can choose the plan that best fits your needs. The Preferred Choice Annuity Series offers competitive interest rates and no monthly fees.
Health Care Plans
We offer a variety of health care plans to meet your health insurance needs. With a wide variety of plans available, we can help you select the one that meets your needs and your budget.
Health products include:
- Short-term medical insurance
- Co-pay plans
- Major medical plans
- HSA-eligible health insurance
- Short-term convalescent care
Farmowners Insurance
We offer Farm programs which provide all the coverage you need:
- Farm dwelling and household personal property coverage
- Farmers comprehensive personal liability coverage
- Medical payments coverage
- Coverage for physical damage to the property of others
- Inflation guard protection
- TV antennas/satellite dish coverage
For additional information about the coverage we provide, please call or stop by.
Commercial Insurance
We offer a broad line of products to meet your business insurance needs. Products and services include:
Businessowners' Policy
The Businessowners' Policy is broad and comprehensive to meet businessowners' needs in the areas of property and liability coverage. Coverage for specific businesses and optional extended coverage are also available.
Commercial Package Policy
The Commercial Package Policy is flexible to ensure comprehensive coverages tailored for specific businesses. It includes Property, Comprehensive General Liability, Crime, Inland Marine and Automobile coverages.
Commercial Umbrella Policy
The Commercial Umbrella Policy provides the extra protection every business requires with extra limits where general liability and automobile limits end.
Loss Control Services that help you reduce loss severity exposure, provide information on reducing loss frequency, and identifies safety programs.
Workers Compensation
State law requires that every employer provide Worker's Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement disability payments.
